• Careers

Medical Center Enterprise
  • Quick Links
    • Find a Doctor
    • Services
      • Services

        • View All Services
        • Critical Care Medicine
        • Diabetes Care
        • Diagnostic Imaging
        • Emergency Services
        • Geriatric Services
        • Heart Care
        • Joint Replacement
        • Laboratory Services
        • Maternity Care
        • Nutrition Services
        • Pulmonology Care
        • Rehabilitation Services
        • Sleep Disorders Center
        • Surgical Services
          • Patients & Visitors
            • For Patients

              • Patients & Visitors
              • DAISY Award Nominations
              • Events
              • Financial Information
              • Health Library
              • Patient Portal
              • Request Medical Records
                • Careers
                • Locations
                  • Hospitals
                  • MCE Medical Group
                • About
                  • About

                    • About Us
                    • Awards & Accreditations
                    • Careers
                    • Community Benefits
                    • Contact Us
                    • Hospital Tours
                    • Newsroom
                    • Phone Directory
                    • Quality & Safety
                    • Volunteer Opportunities
                      • (334) 347-0584
                      • Online Bill Pay
                      • Patient Portal
                      • Events
                      • Directions
                      • Contact
                      • analog clock icon
                      • Avg ER Wait:
                        0Min

                        About ER Wait Times
                      Home/About Us/Newsroom/Top 10 Reasons to Sign Up for Health Insurance

                      Refine Results

                      About Us
                      Awards & Accreditations
                      Careers
                      Clinical Affiliations For College Students
                      College Students
                      Colleges/Universities
                      Hospital Opportunities
                      Nursing Opportunities
                      Available Positions
                      I'm Interested
                      Physician & Provider Opportunities
                      Community Benefits
                      Contact Us
                      Hospital Tours
                      Newsroom
                      E-Newsletter Sign Up
                      2024 News Releases
                      2023 News Releases
                      2022 News Releases
                      2021 News Releases
                      2020 News Releases
                      2019 News Releases
                      2018 News Releases
                      2017 News Releases
                      2016 News Releases
                      2015 News Releases
                      Phone Directory
                      Quality & Safety
                      ADA Accessibility Policy
                      Diversity Policy
                      Joint Commission Notice
                      Notice of Privacy Practices
                      Organized Health Care Arrangement Status
                      Patient Rights & Responsibilities
                      Privacy Policy
                      Safety Improvement
                      Terms & Conditions
                      Volunteer Opportunities
                      eNewsletter Redirect
                      Events
                      Events
                      Find a Doctor
                      Locations
                      Notice of Non-Discrimination
                      Patients & Visitors
                      Services
                      • information
                      • news
                      • Avg ER Wait:
                        0Min

                        About ER Wait Times
                      • Directions

                        Find Our Location
                      • Medical Center Enterprise Honors Medical Staff Members on National Doctors’ Day With Donation to Two Local Organizations

                        05.08.2025

                      • Medical Center Enterprise Fights Hunger Through Its Jars of Love Peanut Butter Drive

                        05.01.2025

                      • See All News & Press Releases
                      • Sign Up For Our E-Newsletter

                        Sign Up For Our E-Newsletter

                        Featuring a monthly dose of information and inspiration for living well.

                        Learn More
                      • Nurse and Patient

                        Patient Portal

                        Access your medical information
                        on demand.

                        Learn More

                      Top 10 Reasons to Sign Up for Health Insurance

                      1/22/2015

                      Even if you’re young, you’re not invincible. Accidents can happen to anyone. Be prepared. Get health insurance. The health professionals at Medical Center Enterprise offer these top 10 reasons for enrolling for health insurance.

                      10. Without health insurance, you may not be able to afford medical care when you or a family member needs it.

                      9. People with health insurance are more likely to see their doctor before their condition worsens and becomes more expensive to treat. Individuals who have diabetes and do not have health insurance have a higher mortality (death) rate than those who have diabetes and health insurance.

                      8. If you don’t have health insurance and experience a serious illness or medical emergency, you will be responsible for all of your medical costs. Health insurance helps protect you and your family from financial hardships that may result from health care expenses.

                      7. Some colleges, universities, and international programs require proof of health insurance to enroll.

                      6. You cannot be denied coverage because of a pre-existing condition, such having diabetes or having a previous cancer diagnosis.

                      5. All Health Insurance Marketplace plans must cover the following essential health benefits. These benefits are minimum requirements for all plans in the Marketplace.

                      • Emergency services
                      • Hospitalization (such as surgery)
                      • Ambulatory patient services (outpatient care you get without being admitted to a hospital)
                      • Pregnancy, maternity, and newborn care
                      • Mental health and substance use disorders
                      • Prescription drugs
                      • Lab services
                      • Pediatric services
                      • Rehabilitative and habilitation services and devices (help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)
                      • Preventive and wellness services and chronic disease management

                      4. Marketplace health plans must cover a set of preventive services like screenings, tests, and vaccinations to keep adults and children health. Depending on your age, gender and other risk factors, your doctor may tell you it’s time for a mammogram, colonoscopy or other screening that can detect disease in its earliest, most treatable stages. Or, it may be time to screen for high blood pressure or high cholesterol to give your doctor information that can help prevent a stroke or heart attack. Best of all, these preventive services are free of charge – no copays or deductibles.

                      • Preventive care for all adults: 15 preventive services
                      • Preventive care for women: 22 preventive services
                      • Preventive care for children: 25 preventive services
                      • Medicare preventive care: 23 preventive services

                      3. You may qualify for lower costs on a health plan. Depending on household income and family size, you may qualify for financial assistance from the government – or subsidies – towards the cost of the premium and other financial obligations like co-pays or deductibles.

                      2. Some individuals and families may qualify for low-cost coverage through Medicaid. In all states, Medicaid provides health coverage for some low-income people, families and children, pregnant women, the elderly, and people with disabilities. And in some states, the program covers all low-income adults below a certain income level.
                      Even though Alabama has chosen not to expand Medicaid, there are still many individuals in our community who qualify for Medicaid coverage.

                      1. If you can afford health insurance coverage in 2015, but don’t sign up, you may have to pay a penalty ($325 per adult, $162.50 per child – up to $975/family or 2% of family income, whichever is higher).

                      Penalty example: Family of four with household income of $40,500, 2% of income = $810, penalty = $975; Family of 4 with household income of $65,000, 2% of income = $1,300; penalty = $1,300.

                      Peace of mind comes from knowing you and your family has the medical services needed to keep you healthy, as well as health coverage in the event of an unexpected illness or injury.

                      If you need help reviewing the health insurance options on the Health Insurance Marketplace, the application coordinators at Medical Center Enterprise can help. Through February 15 (the enrollment deadline for 2015), call (334) 393-8716 to make an appointment. Change isn’t always easy, but in this case it can bring a wealth of health benefits.

                      Medical Center Enterprise is a 131-bed progressive, acute care hospital offering a full range of health services to Enterprise, Ft. Rucker, Coffee County and surrounding areas. Skilled professionals and technology come together to provide patients compassionate, customer-focused care. Key services include, obstetrics & gynecology, emergency medicine, orthopedics, diagnostic imaging with digital mammography, general surgery, physical therapy, family/internal medicine and senior care. Medical Center Enterprise is located at 400 N. Edwards Street in downtown Enterprise, Alabama. For more information call (334) 347-0584.

                      Back

                      Medical Center Enterprise

                      • 400 North Edwards Street
                      • Enterprise, AL 36330
                      • P: (334) 347-0584
                      • F: 334-347-2080

                      • ADA Accessibility Policy
                      • Terms & Conditions
                      • Privacy Policy
                      • Change Your Privacy Choices
                      • Notice of Privacy Practices
                      • Patient Rights & Responsibilities
                      • Price Transparency

                      Copyright ©2025. All rights reserved.

                      An AllianceHealth Oklahoma® hospital

                      Services

                      • Critical Care Medicine
                      • Diabetes Care
                      • Diagnostic Imaging
                      • Emergency Services
                      • Geriatric Services
                      • Heart Care
                      • Joint Replacement
                      • Laboratory Services
                      • Maternity Care
                      • Nutrition Services
                      • Pulmonology Care
                      • Rehabilitation Services
                      • Sleep Disorders Center
                      • Surgical Services

                      Patients & Visitors

                      • DAISY Award Nominations
                      • Events
                      • Financial Information
                      • Health Library
                      • Patient Portal
                      • Request Medical Records

                      About Us

                      • Awards & Accreditations
                      • Careers
                      • Community Benefits
                      • Contact Us
                      • Hospital Tours
                      • Newsroom
                      • Phone Directory
                      • Quality & Safety
                      • Volunteer Opportunities

                      Notice of Nondiscrimination
                      • English,
                      • አማርኛ,
                      • العربية,
                      • বাংলা,
                      • ျမန္မာဘာသာ,
                      • tsalagi gawonihisdi,
                      • 繁體中文,
                      • Chahta,
                      • Oroomiffa,
                      • Nederlands,
                      • Français,
                      • Kreyòl Ayisyen,
                      • Deutsch,
                      • ગુજરાતી,
                      • हिंदी,
                      • Hmoob,
                      • Igbo asusu,
                      • Ilokano,
                      • Italiano,
                      • 日本語,
                      • 한국어,
                      • Ɓàsɔ́ɔ̀‑wùɖù‑po‑nyɔ̀,
                      • ພາສາລາວ,
                      • Kajin Ṃajōḷ,
                      • ខ្មែរ,
                      • Diné Bizaad,
                      • नेपाली,
                      • Deitsch,
                      • فارسی,
                      • Polski,
                      • Português,
                      • ਪੰਜਾਬੀ,
                      • Română,
                      • Русский,
                      • Gagana fa'a Sāmoa,
                      • Srpsko‑hrvatski,
                      • Español,
                      • ܣܘܼܪܸܬ݂,
                      • Tagalog,
                      • ภาษาไทย,
                      • Türkçe,
                      • Українська,
                      • اُردُو,
                      • Tiếng Việt,
                      • èdè Yorùbá,
                      • עִברִית
                      Loading... Loading...